Ridesharing apps like Uber & Lyft on a phone.

Serving Southern California

Ridesharing services like Uber and Lyft have become integral parts of California’s transportation landscape. As their popularity has surged, so too have accidents associated with these platforms. Determining liability, understanding insurance intricacies, and knowing the steps to take post-accident are essential for riders, drivers, and other road users. Moreover, California’s laws and regulations add another layer to these considerations, making it crucial for individuals to be well-informed.

The Basics of Ridesharing in California

Ridesharing services, prominently Uber and Lyft, have revolutionized transportation in California, offering residents and visitors a convenient alternative to traditional taxis and public transit. These platforms connect passengers with private drivers through smartphone applications, allowing for on-demand or scheduled trips. Drivers typically use their vehicles but must meet specific standards and undergo background checks set by both the ridesharing companies and California regulations. The state has been proactive in setting guidelines for these services to ensure safety and fairness, reflecting the significant role ridesharing now plays in its transportation network.

Common Causes of Rideshare Accidents

Rideshare accidents can result from a variety of factors, often mirroring causes seen in general automotive incidents. Distracted driving, often due to drivers juggling their rideshare app alongside navigation tools, is a prevalent cause. Fatigue is another major concern, as drivers might work long shifts or juggle ridesharing with other jobs, leading to decreased attentiveness on the road. Additionally, the pressure to quickly pick up and drop off passengers to maximize earnings can result in speeding or risky maneuvers. Lastly, unfamiliarity with certain routes or areas can lead to hesitations or sudden turns, increasing the chances of collisions.

Determining Liability in a Ridesharing Accident

Determining liability in a ridesharing accident can be more complex than in traditional vehicular collisions. One primary reason is the involvement of multiple parties: the rideshare driver, the rideshare company, other drivers, and potentially passengers or pedestrians. When the rideshare driver is at fault, their insurance, combined with the additional coverage provided by the rideshare company, typically comes into play. However, the specifics of coverage can vary based on the driver’s status at the time of the accident, such as whether they had a passenger, were en route to pick one up, or were simply logged into the app.

In scenarios where another driver is at fault, that driver’s insurance would generally be the primary source for claims. However, if that driver is underinsured or uninsured, the rideshare company’s insurance might offer additional coverage. Furthermore, in situations where there’s fault on both sides or multiple parties involved, a comparative negligence system might be applied, distributing blame and compensation proportionally. This multifaceted approach to liability emphasizes the importance of thorough accident documentation and often necessitates legal expertise to navigate the claims process effectively.

Insurance Considerations and Complications

Insurance matters related to ridesharing accidents present unique considerations compared to standard auto collisions. Rideshare companies, such as Uber and Lyft, provide their drivers with insurance coverage, but the extent of this coverage depends on the driver’s activity at the time of the accident. For instance, if a driver is actively transporting a passenger or on the way to pick one up, the rideshare company’s insurance often offers more substantial coverage. However, if the driver is merely logged into the app but hasn’t accepted a ride, their insurance usually becomes the primary coverage, with the rideshare’s policy potentially serving as a secondary source.

Complications arise when personal insurance policies don’t cover rideshare activities, leaving potential gaps in coverage. Many personal auto insurance policies have exclusions for “commercial use,” and driving for rideshare might be classified as such. This can result in claims being denied, pushing the burden onto the driver. To mitigate this, insurance providers offer rideshare endorsements or specific rideshare insurance policies, but drivers must proactively obtain these to ensure they’re adequately covered. Additionally, rideshare drivers are held to a higher standard of care as “common couriers” under the law. 

Steps to Take After a Ridesharing Accident

If involved in a ridesharing accident, prioritizing safety is paramount. First, check for injuries and call 911 if there’s any immediate danger or medical attention is required. It’s crucial to document the scene by taking photos of vehicle damage, road conditions, and any visible injuries. Collecting information from all parties involved, including the rideshare driver, other drivers, and witnesses, can be beneficial for any subsequent claims or investigations. Finally, notifying the ridesharing company about the incident is essential, as they will have protocols in place to address such situations.

How a Personal Injury Attorney Can Help

A personal injury attorney offers invaluable expertise following a ridesharing accident. They can guide victims through the complex web of insurance claims, ensuring that they receive fair compensation for their injuries and damages. By negotiating with insurance companies on the victim’s behalf, attorneys often secure settlements that adequately reflect the full extent of physical, emotional, and financial impacts. Furthermore, in scenarios where litigation becomes necessary, having a seasoned legal advocate ensures that the victim’s rights are robustly defended in court. Their involvement often brings peace of mind to those recovering from the trauma of an accident.

California Ridesharing Laws and Regulations

California has established specific laws and regulations tailored to the burgeoning ridesharing industry. The state classifies rideshare companies as Transportation Network Companies (TNCs) and places them under the oversight of the California Public Utilities Commission (CPUC). These regulations mandate that TNCs have a zero-tolerance policy for drugs and alcohol, require thorough background checks for drivers, and enforce minimum insurance coverage requirements. Moreover, to enhance passenger safety, California has implemented rules around vehicle inspections. 

Get Help If You’ve Been in a Ridesharing Accident in Southern California

Understanding the intricacies of a ridesharing accident and the laws surrounding it in California is vital for anyone impacted by such an incident. Having experienced legal representation can make a significant difference in navigating these challenges and ensuring rightful compensation. If you or a loved one has been involved in a ridesharing accident, don’t hesitate to reach out to Ardalan & Associates for expert guidance and support.

Ardalan & Associates, PLC is a personal injury law firm based in Thousand Oaks, serving all of Southern California including Los Angeles, Ventura, Kern, and Orange Counties. We are committed to helping our clients involved in ridesharing accidents seek justice and navigate their legal journey.